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finanzas-personales
finanzas-personales guides from Colombia Move.
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finanzas-personales guides for real Colombia decisions
finanzas-personales brings together 26 guides for readers researching finanzas-personales, with practical context on finanzas-personales.
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26 guides available.
datacreditoOctober 21, 2026Statute of limitations on bank debts in Colombia: promissory note, civil action and negative credit report
A bank debt has three different clocks: the one for the promissory note, the one for the civil action, and the one for the report at the credit bureau. Here each is explained, what restarts it, and how to file a claim.
Subsidio viviendaOctober 19, 2026Housing Subsidy from the Compensation Fund 2026: Requirements, Caps in SMMLV and Application (Compensar, Colsubsidio, Comfama) and How It Works Alongside the National New Housing Subsidy
A practical guide to the housing subsidy from the compensation funds: who can apply, maximum amounts in SMMLV, how it works alongside the national subsidy, and differences between Comfama, Colsubsidio and Compensar.
Finanzas personalesOctober 15, 2026How to Calculate Net Salary in Colombia in 2026: Health, Pension, Solidarity Fund and Withholding Tax
A guide to reading your 2026 pay stub: contribution base, health and pension deductions, solidarity fund, withholding under Article 383, and how to state your salary in a job posting.
Salario colombiaOctober 4, 2026Salary garnishment in Colombia: non-attachable limit, one-fifth of the surplus, and 50% cap for alimony or cooperatives (calculation based on the 2026 minimum wage)
Guide to calculating salary garnishment in Colombia: what portion of the salary is non-attachable, how the one-fifth of the surplus is applied, and when the cap rises to 50% for alimony or cooperatives.
Arriendos colombiaSeptember 30, 2026Housing Rent Subsidy in Colombia: How to Apply Through Compensation Funds
The rent subsidy from the compensation funds pays part of the rent, not all of it, and it depends on each fund. I explain the caps, the household and property requirements, and how the payment to the landlord works.
Derecho laboralSeptember 23, 2026Labor Settlement for Voluntary Resignation in Colombia: How to Calculate Your Benefits
Resigning from a job in Colombia does not mean you lose your social benefits. Learn the exact formulas to calculate severance, interest, bonuses, and vacation pay.
Impuesto predialSeptember 20, 2026How to Request a Cadastral Appraisal Review to Reduce Property Tax in Colombia
Discover how to request a review of the cadastral appraisal with the IGAC or Catastro Bogotá, what technical evidence to present, and how to avoid paying disproportionate property taxes.
dianSeptember 13, 2026How to Request a Tax Refund from the DIAN for Individuals
A practical step-by-step guide for individuals who wish to file for a tax refund or offset with the DIAN without intermediaries or paying commissions.
Rut dianSeptember 2, 2026How to Update Location and Contact Details on the DIAN RUT Online
Learn how to modify your notification address, municipality, phone number, and email on the DIAN MUISCA platform to keep your RUT up to date.
Servicios publicosAugust 29, 2026Public Utility Reconnection Fees in Colombia: When Is It Legal and What Are the Superservicios Regulations?
Facing the suspension of water, electricity, or gas due to late payments is distressing, but utility companies cannot charge for reconnections as they please.
Servicios publicosAugust 29, 2026How to Calculate the Cost of Public Utilities According to Socioeconomic Stratum in Colombia
Understanding how electricity, water, and gas bills are calculated in Colombia is key when renting or buying a home. We explain subsidy percentages, surcharges by stratum, and basic consumption limits.
Pensiones colombiaAugust 29, 2026Pension Bond in Colombia: What It Is, Who Is Entitled to It, and How to Process It
The pension bond monetizes the contributions made to the ISS or public entities before switching pension regimes. Guide on requirements, types of bonds, and the application process.