Housing
How much rent can you afford?
Find the rent that fits your income in Colombia: a comfortable budget, what landlords usually approve, how much cash you need to move in — and rentals that match.
Rent affordability calculator
Comfortable
COP 1,300,000
≤ 30% of income with the fee
Usually approved
COP 1,660,000
Income 3× the rent
With co-signer
COP 2,500,000
Tight: income 2× the rent
Cash to move in
COP 1,750,000 – COP 1,950,000
- First month of rentCOP 1,300,000
- First building feeCOP 200,000
- Local move (truck and helpers)COP 250,000 – COP 450,000
No deposit: Ley 820 (art. 16) forbids cash deposits for urban housing. Moving cost details
Rent by income
| Income / month | Comfortable | Usually approved (3×) |
|---|---|---|
| COP 2,000,000 | COP 600,000 | COP 660,000 |
| COP 3,000,000 | COP 900,000 | COP 1,000,000 |
| COP 4,000,000 | COP 1,200,000 | COP 1,330,000 |
| COP 6,000,000 | COP 1,800,000 | COP 2,000,000 |
| COP 8,000,000 | COP 2,400,000 | COP 2,660,000 |
| COP 12,000,000 | COP 3,600,000 | COP 4,000,000 |
Without building fee or other debts. Budgeting references, not legal requirements.
Let landlords find you
Post a free "looking for a rental" ad with your budget and neighborhood. Owners contact you on WhatsApp.
Post "looking for a rental"Frequently asked questions
How much rent can I afford?
A common rule is to keep rent plus building fee at no more than 30% of household income, and all debt payments under 40%. With COP 5,000,000 a month, COP 200,000 of building fee and COP 300,000 of other debts, that is a rent of about COP 1,300,000.
How much income do landlords ask for?
There is no legal rule. Many agencies and rental insurers ask for income of about three times the rent, plus employment letter, bank statements and a credit check. Some accept a co-signer (codeudor) who owns property or earns about twice the rent.
Can a landlord ask me for a deposit?
Not for urban housing: Ley 820 de 2003, art. 16, prohibits cash deposits or similar guarantees. Landlords can ask for a co-signer or a rental insurance policy instead.
How much money do I need to move in?
Usually the first month of rent, the first building fee if you pay it, the move itself and, if you go through an agency or insurer, the application study. The calculator adds them up with 2026 moving price ranges.
How much will my rent rise next year?
At most the previous year's IPC at each 12-month renewal. Renewals in 2026 can rise up to 5.1%.
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