Vehicles
How much does a car cost per month in 2026?
Add up everything a car or motorcycle costs in Colombia — gasoline, SOAT, vehicle tax, technical inspection, insurance, maintenance, parking, tolls and the loan payment — with official 2026 figures where they exist.
Monthly cost calculator
Insurance, maintenance, tolls and loan
Cash per month
COP 987,342
With depreciation
COP 1,387,342
COP 16,648,104 a year · COP 1,387 per km
- FuelestimateCOP 397,150
- SOAT (annual ÷ 12)officialCOP 37,275
- Vehicle tax 2.5% (÷ 12)officialCOP 125,000
- Technical inspection (÷ 12)officialCOP 27,917
- Full-coverage insurance 3% (÷ 12)estimateCOP 150,000
- Maintenance (÷ 12)estimateCOP 100,000
- ParkingestimateCOP 150,000
- Depreciation 8% a yearestimateCOP 400,000
SOAT 2026 (official)
- Motorcycle 100–200 ccCOP 343,300
- Motorcycle over 200 ccCOP 761,400
- Family car < 1,500 cc, under 10 yrsCOP 447,300
- Family car 1,500–2,500 cc, under 10 yrsCOP 544,700
- SUV/pickup 1,500–2,500 cc, under 10 yrsCOP 946,600
Vehicle tax 2026 (private cars)
- Up to COP 57,349,0001,5%
- Up to COP 129,032,0002,5%
- Above3,5%
Decreto 1457 de 2025.
Frequently asked questions
How much does it cost to own a car in Colombia per month?
A COP 60,000,000 car driven 1,000 km a month costs about COP 987,342 a month in cash (fuel, SOAT, tax, inspection, insurance, maintenance, parking), or COP 1,387,342 counting depreciation — about COP 1,387 per km. A loan payment comes on top.
How much is the vehicle tax in 2026?
For private cars: 1.5% of the commercial value up to COP 57,349,000, 2.5% up to COP 129,032,000 and 3.5% above (Decreto 1457 de 2025). Motorcycles over 125 cc pay 1.5%; 125 cc or less are exempt from the departmental tax.
When does a car need its first technical inspection?
Private cars need their first technical-mechanical inspection in the fifth year after registration and then every year; motorcycles in the second year (art. 179 Ley 2294 de 2023). The calculator adds it only once it is due.
What gasoline price does the calculator use?
By default COP 15,886 per gallon — the CREG reference average for the main 13 cities in September 2026. It varies by city and month, so change it to what you pay.
Is full-coverage insurance mandatory?
Only SOAT is mandatory by law. Full coverage is voluntary, but lenders usually require it while the car is financed. Its price depends on the car, your age, city and history, so the calculator treats it as a percentage you can adjust with a real quote.
Marketplace activity
Recent vehicles for sale
Selling your car or motorcycle?
Post free with photos, price and city. Buyers message you directly.
Related tools
All tools →Vehicles
Car loan calculator
Monthly payment, total interest and the most expensive car your budget can finance.
Vehicles
Vehicle transfer costs
Estimate approximate transfer fees (RUNT, transit, withholdings) for car or motorcycle.
Vehicles
SOAT & inspection costs
Official 2026 SOAT rates by category, inspection cost band, and when your first inspection is due.
Vehicles
Vehicle tax estimator
Calculate approximate annual departmental vehicle taxes.
Mobility
Pico y placa
Check whether a private car can drive today in Bogota, Medellin, Cali, Cartagena, and more.
Post
Listing assistant
Turn rough notes into a bilingual draft you can review, add photos to, and publish.
