Michael1 answer
Today there are several options: (1) lease policies or surety companies — you pay a premium (usually a % of the rent) and the insurance company backs the owner; many real estate agencies already accept them and even require them instead of a co-signer; (2) negotiate directly with independent owners, who tend to be more flexible than real estate agencies — sometimes they accept a deposit or months in advance (watch out: for housing, a cash deposit is not regulated in favor of the landlord, keep everything in writing); (3) furnished or seasonal rentals, which almost never ask for a co-signer although they cost more. At https://colombiamove.com/seccion/vivienda you can find direct listings from owners where it is possible to negotiate without so much paperwork.
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