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datacredito guides from Colombia Move.
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datacredito guides for real Colombia decisions
datacredito brings together 3 guides for readers researching datacredito, with practical context on datacredito.
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datacreditoOctober 21, 2026Statute of limitations for bank debts in Colombia: promissory note, civil action and negative credit report
A bank debt has three different clocks: the one for the promissory note, the one for the civil action, and the one for the report at the credit bureau. Here we explain each one, what restarts it and how to claim.
datacreditoAugust 24, 2026Financial Clearance (Paz y Salvo) in Colombia: How to Request It and Clear Negative Reports in DataCrédito (2026)
Paying off a delinquent debt does not immediately remove your negative report from credit bureaus. Learn how to demand your financial clearance certificate, file a formal petition (derecho de petición), and clean up your credit history with DataCrédito and TransUnion.
datacreditoJune 28, 2026DataCrédito in Colombia: How to Check and Improve Your Credit Score (2026)
Learn how to check your credit history for free and discover how to improve your score. Find out the rules in force in 2026 for negative reports and the new Law 2573 of 2026 against identity theft.